Earn
Licensed crypto exchange · Estonia

Earn daily on your crypto. Reserves you can verify.

Up to 24% APY on USDT & USDC — paid daily, funded by mSamex card-service revenue, not new deposits.

Calculate
Proof-of-reservesPublished weekly
Daily payoutsZero gas to claim
Funded by revenuemSamex card service
Up to
24%
APY · paid daily
₮USDT $USDC BBSC ΞETH
Stablecoin only · principal locked to maturity · profit withdrawable daily
01 / The yield source

Real revenue. Not new deposits.

Your yield is paid from fees mSamex earns operating its payment-card service — the same way a bank funds interest from lending margin. No new-deposit dependency, no token emissions.

01

Your deposit

USDT or USDC held in segregated, verifiable reserves.

02

Card-service revenue

mSamex earns interchange & service fees across millions of card transactions.

03

Daily yield

A share is credited to your ledger every day. No gas, no claiming.

02 / Plans

Pick a term. Lock your rate.

Longer terms pay more. Every plan pays daily. Per-plan capacity caps keep the book balanced.

← swipe plans →
03 / Calculator

See your daily earnings.

$
$100$250,000
$1.10
Daily
$32.88
Monthly
$400.00
Yearly
Effective APY8%
04 / Trust & security

Credibility first. Yield second.

Proof-of-reserves

Circulation, cashback, yield paid and coverage ratio published every week — independently reconcilable on-chain.

Licensed & registered

Operated by mSamex Cryptocurrency Exchange OÜ — Tallinn, Estonia. Registry code 17031074.

Real, transparent yield

Funded by card-service revenue — never by new deposits. The mechanism is disclosed, not hidden.

Proof-of-reserves Updated weekly
—
Circulation
—
Cashback MTD
—
Total value locked
—
Coverage ratio
05 / How it works

Where your money goes — and how profit returns.

No black box. Your stablecoins sit in a verified on-chain contract; the yield is funded by card-service revenue and paid back to you daily.

stake daily profit Your wallet USDT · USDC mSamex Earn contract on-chain · verified · 8–24% APY Card revenue funds the yield real revenue, not new deposits
1

You stake

Connect your wallet and stake USDT or USDC into the contract — recorded on-chain as your position.

2

Held & verifiable

Check the contract balance yourself on BscScan / Etherscan. Nothing is hidden.

3

Card revenue funds the yield

Profit comes from mSamex card-service revenue — never from new deposits.

4

You earn daily

Profit accrues every day. Withdraw profit anytime; principal on Flex anytime, or at maturity.

06 / FAQ

Questions, answered.

Put your stablecoins to work.

Connect a wallet and earn from your first day. No lock on Flex.